Theft, burst water pipes, fire damage: these kinds of events are rare, but they may jeopardise the existence of new companies. For this reason, you should think carefully about the types of risk which are particularly dangerous for your business. The good news is that you can take out insurance for most of these risks.
Business liability insurance, for example, is relevant to businesses of all industries. It applies if your company or staff cause damage to third parties. If you have a company car, you will need to take out vehicle insurance, too.
Depending on your industry, location and product range, you may need to take out additional insurance, such as electronics insurance or buildings and contents insurance. An overview is available on the website of the Federal Ministry for Economic Affairs and Energy.
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