Working in Germany: the official website
for qualified professionals

Company coverage

Theft, burst water pipes, fire damage: these kinds of events are rare, but they may jeopardise the existence of new companies. That’s why you should think carefully about the types of risk that are particularly dangerous for your business. The good news is that you can take out insurance for most of these risks.

Business liability insurance, for example, is relevant for businesses of all industries. It applies if your company or staff cause damage for third parties. If you have a company car, you will need to take out vehicle insurance, too.

Depending on your industry, location and product range, you may need to take out additional insurance, such as electronics insurance or buildings and contents insurance. An overview is available on the website of the Federal Ministry for Economic Affairs and Energy.

Information on the internet

BMWi Authority Finder

The Authority Finder will guide you to the right local public authorities and agencies for your requirements(German) 


BMWi Checklist no. 11: What should I insure?

Checklist for companies (German, English)
 

BMWi GründerZeiten no. 5: Versicherungen (insurance)

Comprehensive information on personal and company insurance (German)
 

BMWi Overview no. 38: Tips on social welfare insurance

A compilation of helpful advice for finding appropriate insurance (PDF) (English)

 

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